1An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39 (among PayPal users, n=682).
2Nielsen Attitudinal Survey of 2,801 consumers who had made a recent (past 2 weeks) purchase across any of 8 verticals (e.g. health & beauty, fashion, groceries) in June 2020.
3About Pay in 4: Loans to CA residents are made or arranged pursuant to a CA Financing Law License. PayPal, Inc. is a GA Installment Lender Licensee, NMLS #910457. RI Small Loan Lender Licensee. Pay Monthly is subject to consumer credit approval. 9.99 - 29.99% APR based on the customer's creditworthiness. The lender for Pay Monthly is WebBank. PayPal, Inc. (NMLS #910457): CT Small Loan Licensee. RI Loan Broker Licensee. VT Loan Solicitation Licensee.
4PayPal's Buy Now, Pay Later is boosting merchant's conversion rates and increasing cart sizes by 39%. PayPal Q2 Earnings-2021.
580% of BNPL users agree that seeing a BNPL message while browsing gives them the ability to spend more. An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among BNPL Users, n= 357)
674% of BNPL users are more likely to shop at a merchant again if they offer a buy now, pay later option. TRC online survey commissioned by PayPal in April 2021 involving 1000 US consumers ages 18+ (among BNPL users, n=282).
7Focus Vision, Commissioned by PayPal. October 2020. The Venmo Behavior Study explores valuable insights for merchants to consider to reach a broader audience including 2,217 Venmo customers' financial habits, purchasing behaviors and perceptions of Venmo as a payments tool.
850% of Venmo users are more likely to have a high household income than online payment users overall. (Page 8). Source: Statista Global Consumer Survey as on July 2020. The target population are internet users in U.S. between 18 and 64 years of age.
9Edison Trends, commissioned by PayPal, April 2020 to March 2021. Edison Trends conducted a behavioural panel of email receipts from 306,939 US consumers and 3.4+ M purchases at a vertical level between Pay with Venmo and Non-Venmo users during a 12-month period.
10An online study commissioned by PayPal and conducted by Netfluential in November 2020, involving 1,000 US online shoppers ages 18-39. (Among PayPal users, n=682)
11Nielsen, Commissioned by PayPal, July 2020 to September 2020 of 15,144 US consumers to understand and measure the impact that PayPal has for US-based LE merchants across different verticals.
12Nielson, Commissioned by PayPal, Nielsen Media Behavioural Panel of USA with SMB desktop purchases from 7,317 consumers who are PayPal users from April 2020 to March 2021.
13Venmo is available only in the US.
14Availability may vary depending on merchant's integration method and geographic location.
15Chargebacks that are not related to fraud or item not received (INR), such as broken item, significantly not as described (SNAD), refund not processed, and duplicate charge, are not protected by Chargeback Protection. Chargeback Protection is available for accounts enrolled in Advanced Credit and Debit Card Payments.
17Available on eligible purchases.
18Morning Consult - The 15 Most Trusted Brands Globally. March 2021. Morning Consult surveyed over 330,000 consumers across 10 international markets to provide a global view on the current state of consumer trust across brands.
19Our standard rate pricing listed herein is for US transactions only in USD and is effective starting on August 2, 2021.
20Chargeback Protection is available starting on August 2, 2021 on eligible advanced credit and debit card payments and excludes guest transactions (Additional limits apply). Merchants need to opt in for Chargeback Protection through their PayPal business account to activate this feature. May be subject to additional fees. Merchants who do not manage their own PayPal business account, due to your platform's integration with PayPal, do not have access to Chargeback Protection at this time.
21PayPal Digital Payments include payment methods such as PayPal, Pay Later options including Pay in 4 and Pay Monthly, Venmo, Pay with Rewards, and Checkout with Crypto.
22Credit and Debit Card present transactions will be charged at a rate of 2.29% + $0.09 per transaction. Credit and Debit Card keyed transactions will be charged at a rate of 3.49% + $0.09 per transaction. QR Code transactions using PayPal Zettle Services will be charged at a rate of 2.29% + $0.09 per transaction.
23In-person PayPal and Venmo QR Code transactions above $10 will be processed at a rate of 1.90% and $0.10; transactions $10 and below will be processed at a rate of 2.40% + $0.05.