 Posted - 08/16/2019 : 11:08:33
For Stripe users based in the UK, this is an email received from Stripe today, Friday 16th August 2019, that the UK regulator has granted an 18 month phase-in period for Strong Customer Authentication (SCA)
We wanted to send you a quick update on the upcoming Strong Customer Authentication (SCA) requirements being introduced in Europe next month.
Earlier this week, the UK regulator granted an 18 month phase-in period to give banks and businesses more time to prepare for these new requirements. As a result, we don't expect banks to fully require SCA for payments from UK cards until March 2021.
Our information shows that 100% of your yearly payments volume is from UK cardholders. We still recommend updating your payments flow as early as possible to help avoid an increase in declines from other European cards, or in case of an early enforcement by select banks.
Our new payments APIs and other SCA-ready solutions are designed to take this uncertainty into account. If you update your integration to the new solutions ahead of 14 September 2019, our APIs won't trigger authentication unless required by the cardholder's bank. Similarly, after 14 September 2019, we'll take into account each country's enforcement timeline and only apply authentication and exemptions when SCA is required.
Steve
Manchester, UK.
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Stripe SCA for UK users has 18mth phase in period